Tuesday, July 31, 2012

What's The Deal With Renters Insurance?

Renters insurance (or tenant insurance) is exactly what it sounds like: insurance a tenant can have to cover the costs of broken, stolen, or damaged items in the apartment. But is it for you? Do you really need it? Let's take a look at 5 convincing facts about renters insurance that are hard to ignore.

1. Renters Insurance Protects Valuables
Depending on the type of renters insurance you get, your household items (and those of your guests) can be covered in case of accidents or theft. Someone brings over a MacBook Pro and you step on it? Not a problem. Drop your tv down a flight of stairs? Don't worry about it!

2. It's Cheap. Really Cheap
Most renters insurance policies are around $10 a month, but of course you get out what you pay in. A higher cost tends to lead to better coverage, but the basic packages are generally pretty low.

3. It Protects Things You Take Out Of The Apartment
If you take your laptop to work, school, or a coffee shop, it can still be covered by your renters insurance. That's a lot better than extending the warranty on your two year old HP, and it still has all the other benefits attached as well.

4. It May Help You Relocate
Depending on your coverage, renters insurance can help you relocate to another apartment if yours happens to become unlivable. So instead of a fire leaving you out on the streets, your provider may be able to help set you up with a new pad, and even help pay for it over the next year. Not to shabby.

5. It Might Help You Relax
Think about it, if you are uninsured and the victim of theft, you simply lose your valuables. If you are insured you can easily replace them. The peace of mind is worth it alone, in my opinion.

Tuesday, July 24, 2012

To Theme or Not to Theme

Some people love the idea of having a single theme running throughout their apartment, either showing off a favorite hobby or television show, or just something important to the resident. Let's take a look at some of the more thorough designers out there to see how this idea works in the real world.

1. The "Oh My, You Like Football..." Theme

Is there a way to tell your family and friends you appreciate your local football team better than decking out one of your rooms in an epileptic's nightmare of team colors and logos? If so, I can't think of it. 

2. The Incredible Trekkie Theme

I'm all for sporting your love for arguably the best sci-fi television franchise to date, but even most trekkies have their limits. How are your guest supposed to figure out the holodeck with such a foreign interface? Also, I imagine the replicator doesn't really function....

3. The Steam Punk Paradise 

Nothing like taking weekly tetanus shots for the sake of  art in the apartment. This design might confuse your friends into thinking you're a themed restaurant, but I bet they'll never get bored of coming over.

4. O Captain! My Captain! 
Do you think this designer sleeps in a flight suit?

5. Red and White

One color away from being a patriot's dream home. The color theme makes a lot of sense given it can be a lot easier to add/subtract furniture, but it still must be incredible limiting.

So theme on, but know that your friends might think you're weird and you might have a lot of trouble keeping up with the design. You also might get bored of looking at the same colors/design. Then again, your apartment could be the best thing in your life. 

Monday, July 16, 2012

How To Throw A Moving Party

Welcome to moving season 2012! If you're planning a move this summer, do it in style and comfort by following these proven tips. 

1. Make a Plan Before you move, figure out all the logistic and purchase all the items you'll need during the move. Get boxes, tape, bags, scissors, markers, keys, and double check on your moving truck. This will help make the move as seamless as possible.

2. Call In Help Call in some favors from friends. Remind people of how great it was when you moved them in, and how they can recreate that memory. Tell them there will be free drinks, pizza, and awesome people.

3. Execute Flawlessly There's nothing worse than when you go to help someone move into a new apartment and there is nothing but chaos running the show. To avoid this, clearly mark your boxes with their contents and the location (i.e. second floor bedroom, kitchen, living room, etc). Be on top today, and know where all your stuff is going.

4. Party On You probably just saved a few hundred dollars by using friends in lieu of movers, so toss a few bucks to a decent meal for your friends. Order pizza or start up the bbq: everyone who has helped deserves a big meal.

Tuesday, July 10, 2012

Tenant Rights and Safety

A lot of people want to know what rights tenants have, how they can use them, and when it is appropriate to do so. This is specifically important when safety is involved, and it is important for tenants to know just how safe they are in their apartment.FireWaterMold up in Seattle came up with a quick reference guide to check out to make sure your apartment living will keep you happy and healthy. Take a look.

Fire and Water Damage Remediation SeattleFire Water Mold Seattle

Monday, July 2, 2012

Apartment Safety Tips

Sometimes you hear about a friend, relative, or neighbor who has been victimized by theft, and it makes you want to reevaluate your own safety situation. You can never be to careful when it comes to making your home a safe place, so here are some tips to help keep your apartment safe and happy.

1. Always Lock Up
Whether you are just stepping out to give the dog a walk, or coming home to go to bed, lock the door. It's best if you have a chain lock in addition to your deadbolt, but if not try to attach some sort of second latch. Also fasten the windows in place.

2. Keep a Light On
A lot of people keep a small light on in the kitchen for two reasons. First, it works as a deterrent to any roaming thieves looking for an easy apartment to get into. Second, when you wake up at 2 A.M. looking for a cold cup of water, you won't stub your toe on the kitchen table.

3. Know Your Neighbors and Neighborhood 
Sometimes the best theft deterrent is the people living around you. If you get to know your neighbors, they might help keep an eye on your place while you're out. Since they know who lives with you, anyone entering or exiting the house that they haven't met will be a red flag. Just be sure to let them know about any house-sitters before you go on vacation!

4. Make Sure Common Areas Are Well Lit
If you live in an apartment complex, make sure management keeps common areas bright. This includes the mail area, laundry rooms, foyers, and parking garages. If you live in a rental house, try to keep the front of the building well lit as well.